J&K Bank Recruitment 2026 for Zonal Security Officer and FL Counsellor Apply Online Bank Jobs 2026, J&K Bank Recruitment 2026: Jammu & Kashmir Bank has invited applications from eligible candidates for engagement on a contractual basis for the posts of Zonal Security Officer and Financial Literacy (FL) Counsellor. Interested and eligible candidates can apply online through the bank’s prescribed application process before the last date mentioned in the official notification.
The recruitment drive aims to fill contractual positions across designated locations. Candidates possessing the required qualifications, experience, and eligibility criteria are encouraged to submit their applications within the stipulated timeline.
Candidates interested in applying are encouraged to thoroughly review the official notification before submitting their applications to ensure they meet all requirements. The official notification and website links are provided below in the article please read carefully.
Last Date of Application: 4th June 2026
Eligibility Criteria, Qualification and Other Details for J&K Bank Recruitment 2026 for Zonal Security Officer and FL Counsellor Apply Online Bank Jobs 2026
Educational Qualification and Experience
Zonal Security Officer
Educational Qualification:
Candidates must possess a Bachelor’s Degree in any discipline from a recognized university or institution. Preference may be given to applicants with relevant professional experience and expertise in security management.
Experience Requirement:
Applicants should have served in the rank of Deputy Superintendent of Police (DSP) or an equivalent position in the Police, Armed Forces, or Paramilitary Services. They must have an outstanding service record and should have completed at least three years of service at the rank of DSP or its equivalent.
Financial Literacy (FL) Counsellor
Educational Qualification:
Candidates should be graduates with experience in the banking sector or related fields. They should possess a sound understanding of areas such as banking operations, finance, legal matters, agriculture, and allied activities.
Experience and Skills:
Applicants for the FL Counsellor position should meet the following requirements:
- Strong communication, interpersonal, and team-building abilities.
- Proficiency in the local language is mandatory.
- Basic working knowledge of computer applications.
- Experience in conducting Financial Literacy Camps or similar awareness programmes will be considered an added advantage.
- Preference will be given to honourably retired J&K Bank officers who held a position not below Senior Manager (Scale-III Cadre).
Candidates should ensure that they satisfy all eligibility conditions before submitting their applications for the respective contractual positions.
Posting Locations for J&K Bank Recruitment 2026 for Zonal Security Officer and FL Counsellor Apply Online Bank Jobs 2026
| Name of Position | No. of Vacancies | Place of Posting |
| Zonal Security Officer | 5 (One vacancy for each Zone) | Zonal Office Kathua |
| Zonal Security Officer | 1 | Zonal Office Ladakh |
| Zonal Security Officer | 1 | Zonal Office Delhi |
| Zonal Security Officer | 1 | Zonal Office Mumbai |
| Zonal Security Officer | 1 | Zonal Office Bangalore |
| FL Counsellor | 2 (One vacancy for each LDO) | Lead District Office (LDO) – Shopian |
| FL Counsellor | 1 | Lead District Office (LDO) – Kupwara |
Salary and Benefits for J&K Bank Recruitment 2026 for Zonal Security Officer and FL Counsellor Apply Online Bank Jobs 2026
Zonal Security Officer
Selected candidates will receive a fixed monthly remuneration of ₹45,000. In addition, Travelling Allowance (TA) and Dearness Allowance (DA) will be admissible for official tours and field visits undertaken as part of the assignment.
No retirement-related benefits such as Pension, Provident Fund (PF), or Gratuity will be provided under the contractual engagement. Similarly, no additional allowances, perks, or facilities will be payable. Applicable taxes will be deducted at source in accordance with prevailing government regulations.
Financial Literacy (FL) Counsellor
Candidates appointed as FL Counsellors will be paid a monthly remuneration of ₹22,000. Besides the fixed salary, they will also be entitled to:
- Monthly conveyance allowance
- Mobile/telephone expense reimbursement
- Performance-linked incentives as per bank norms
Age Limit (as on 01 January 2026)
| Position | Maximum Age Limit |
| Zonal Security Officer | 62 Years |
| Financial Literacy (FL) Counsellor | 65 Years |
For FL Counsellors, the age limit of 65 years must also be satisfied on the first day of the calendar year in which the contract is proposed to be renewed.
Contract Period
Zonal Security Officer
The appointment will be purely contractual for a period of three years, subject to satisfactory annual performance reviews. The engagement will automatically conclude upon completion of the three-year term, and no extension or renewal will be granted thereafter.
Financial Literacy (FL) Counsellor
The initial contract will be valid for 12 months from the date of joining. Based on annual performance appraisal and review, the contract may be renewed periodically for a maximum total duration of three years.
If either the bank or the selected candidate wishes to terminate the contract before completion, one month’s notice or payment of equivalent remuneration in lieu of notice will be required.
Selection Process
Zonal Security Officer
Applications will first be scrutinized based on educational qualifications, professional experience, and overall suitability for the role. Candidates shortlisted during the screening stage will be invited for an Interview/Interaction to evaluate their knowledge, expertise, and relevant skills.
Financial Literacy (FL) Counsellor
Applications will be screened and shortlisted according to eligibility criteria and relevant work experience. Shortlisted applicants will be called for a Personal Interview, during which the bank will assess:
- Communication and presentation skills
- Teaching and training capabilities
- Ability to conduct financial literacy camps
- Knowledge of banking and financial awareness programmes
- Relevant professional experience
Candidates may also be required to deliver a presentation or practical demonstration to evaluate their instructional abilities and communication effectiveness.
Application Process
Eligible candidates can submit their applications online through (jkb.bank.in) the careers section of the J&K Bank website from 21 May 2026 to 04 June 2026.
Applicants are required to pay a non-refundable application fee of ₹500 (inclusive of GST) for each application submitted.
Interview Call Letter
Information regarding interviews and further stages of the recruitment process will be communicated exclusively through the candidate’s registered email address. No printed or hard-copy call letters will be dispatched by the bank.
Important Instructions
- All future updates, notifications, and recruitment-related communications will be sent only through the candidate’s registered email ID.
- J&K Bank reserves the right to reject any application, modify the selection procedure, cancel the recruitment process, or make changes at any stage without assigning any reason.
- Candidates shortlisted for interviews or interactions must attend the selection process at the designated venue at their own expense, and no travel reimbursement will be provided for attending the interview.
Note: for more and complete details please check the notification below.
<<<<Check Official Notification>>>>
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