Kotak Junior Scholarship Program 2026-27 Applications are now open

Kotak Junior Scholarship Program 2026-27 Applications are now open, to encourage talented students to pursue higher secondary education without financial constraints, the Kotak Education Foundation (KEF) has introduced the Kotak Junior Scholarship Program 2026-27. This scholarship is designed for deserving students from the Mumbai Metropolitan Region (MMR) who have successfully completed Class Kotak Junior Scholarship Program 2026-27 10 through the SSC, CBSE, or ICSE boards and wish to continue their studies in Classes 11 and 12.

Under this program, selected students will receive a monthly scholarship of ₹3,500 for 21 months, providing total financial assistance of ₹73,500 throughout their higher secondary education. Beyond monetary support, the scholarship also offers mentorship, academic guidance, career counselling, and educational exposure visits to help students enhance their knowledge, develop essential skills, and make informed decisions about their future academic and professional paths.

Please read the complete article to learn about the details like scholarship Funding Amount, Eligibility Criteria and Selection Process and apply before deadline.

Last Date of Application: 30th June 2026

About Kotak Mahindra Group

Over the past four decades, the Kotak Mahindra Group has grown into one of India’s most prominent financial services organizations, offering a comprehensive range of banking and financial solutions to individuals and businesses alike. Founded in 1985, the Group achieved a significant milestone in 2003 when Kotak Mahindra Finance Ltd. became the first non-banking finance company in India to receive a banking license from the Reserve Bank of India and transform into Kotak Mahindra Bank.

Today, the Group provides services across commercial banking, stock broking, mutual funds, insurance, wealth management, and investment banking. With a strong focus on financial inclusion, Kotak Mahindra Group continues to develop products and services that cater to both banked and underserved communities across the country.

The Group has also established an international presence through subsidiaries and offices in countries such as the United Kingdom, the United States, Singapore, Mauritius, and the Gulf region. As of March 31, 2024, Kotak Mahindra Bank operated 1,948 branches and 3,291 ATMs and cash recyclers across India, along with branches in GIFT City and Dubai International Financial Centre (DIFC).

About Kotak Education Foundation

Driven by a vision of empowering young people through education, the Kotak Education Foundation (KEF) has spent nearly two decades supporting students from economically disadvantaged backgrounds with access to quality learning opportunities and essential life skills.

KEF follows a three-pronged approach that focuses on:

  • Holistic school-based interventions for students and educators
  • Scholarship support for higher education
  • Vocational training and skill development for employment opportunities

Its initiatives include strengthening school leadership, enhancing teacher capabilities, promoting digital learning environments, improving English communication skills, and supporting foundational literacy and numeracy among students across Maharashtra, Andhra Pradesh, Goa, and Gujarat.

To expand access to educational opportunities, KEF has developed a strong scholarship ecosystem that supports students at different stages of their academic journey. The Kotak Kanya Scholarship assists meritorious female students pursuing higher education, while the Kotak Junior Scholarship helps deserving students from the Mumbai Metropolitan Region continue their studies in Classes 11 and 12 through financial assistance, mentorship, and academic support. Additionally, the Kotak Graduate Scholarship supports students pursuing undergraduate education by providing resources and guidance for academic and career success.

KEF also runs vocational education programs that equip unemployed youth from economically weaker sections with industry-relevant skills and training.

Eligibility Criteria for Junior Scholarship Program 2026-27 Applications are now open

 

Students who have demonstrated outstanding academic performance in Class 10 and wish to pursue higher secondary education in the Mumbai Metropolitan Region can apply for the Kotak Junior Scholarship Program 2026-27.

  • Applicants must have secured at least 85% marks in their Class 10 Board Examination (SSC, CBSE, or ICSE) in 2026.
  • They should have obtained admission to Class 11 in the Arts, Commerce, or Science stream at a recognised school or junior college in the Mumbai Metropolitan Region (MMR) for the academic year 2026-27.
  • The annual family income should not exceed ₹3,20,000.
  • Applicants must be residents of the Mumbai Metropolitan Region.
  • Children of employees of Kotak Education Foundation and Buddy4Study are not eligible to apply.

Scholarship Benefits for Junior Scholarship Program 2026-27 Applications are now open

 

Selected scholars will receive:

  • Scholarship assistance of ₹3,500 per month for 21 months, totaling ₹73,500 during Classes 11 and 12.
  • Personalised mentorship support.
  • Academic assistance to improve learning outcomes.
  • Career guidance and counselling.
  • Educational exposure visits to broaden learning experiences.

Important Notes:

  • Scholarship funds will be disbursed quarterly.
  • The amount should be used solely for educational expenses such as tuition fees, books, stationery, transportation, and related academic requirements.
Documents Required for Junior Scholarship Program 2026-27 Applications are now open

 

Applicants need to submit the following documents:

  • Class 10 (SSC/ICSE/CBSE) marksheet
  • Income certificate issued by the Government of Maharashtra
  • Latest Income Tax Return, Form 16, and Form 26AS (if applicable)
  • Recent passport-size photograph
  • School leaving certificate
  • Death certificate (for single-parent applicants, if applicable)
  • Student’s bank account details or joint account with parent along with passbook or bank statement
How to Apply?
  1. Click on the Apply Now button.
  2. Log in to your Buddy4Study account or create a new account.
  3. You will be redirected to the Kotak Education Foundation website.
  4. Click Register Now and complete the registration process.
  5. Verify your email, reset your password, and log in.
  6. Open the application form and fill in all required details.
  7. Upload the necessary documents.
  8. Save the application and correct any errors if prompted.
  9. Once all information is complete, click Submit to finish the application process.

<<<Apply Now>>>

Learn more about the Scholarship Opportunity

Frequently Asked Questions (FAQs)
Q1. What is the Kotak Junior Scholarship Program 2026-27?

It is a scholarship initiative by Kotak Education Foundation that provides financial and academic support to deserving Class 11 and 12 students from the Mumbai Metropolitan Region.

Q2. What is the minimum percentage required to apply?

Applicants must have secured at least 85% marks in their Class 10 board examination.

Q3. How much scholarship amount is provided?

Selected students receive ₹3,500 per month for 21 months, totaling ₹73,500.

Q4. Is there any family income limit for eligibility?

Yes, the annual family income of the applicant should not exceed ₹3.20 lakh.

Q5. What additional benefits do scholars receive apart from financial aid?

Students receive mentorship support, academic assistance, career guidance, and educational exposure visits.

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